I'm sure that caught your eye!
Invest money with your Kiwisaver account each year before 30 June. The government will chip in half of your deposit, up to a maximum of $521.43.
The Kiwisaver year is from 1 July to 30 June. For example - 1 July 2020 to 30 June 2021, then from 1 July 2021 to 30 June 2022.
I'm self-employed or don't earn wages - can I still do this?
Yes!
We've had a number of clients thinking they don't qualify because they don't have regular wages, but Kiwisaver is for everybody.
It seems like a lot of effort and I can't be bothered
It's not - we promise! If you're a wage earner and haven't opted in yet, this applies to you too.
Quick and easy
The quickest and easiest way is via your own bank as they'll almost always offer a Kiwisaver fund. Your bank's website will have a link to Kiwisaver - login as normal, click on Kiwisaver, and enrol online. Your bank will do the rest for you.
You can transfer your Kiwisaver fund away from your bank later if you like, when you have time to do some research. We just want you get started. Please. We're referring here to the transfer of the whole fund - you cannot withdraw anything from Kiwisaver itself until you retire, or you apply for, and meet, other exceptions.
You've heard it before, but it's true - the compounding amounts and interest truly add up.
It's free money! Just do it!
Some general information and other Kiwisaver providers are included within the links below.
Kiwisaver for individuals
Kiwisaver providers
Kiwisaver fund category comparison table
Below are links from the larger banks.
ANZ
ASB
BNZ
Kiwibank
SBS (marketed under Lifestages)
TSB
Westpac
We're always here to help, so get in touch with our Support team (support@beany.com) with any questions. However, we're not financial advisors so cannot offer any specific services or provide advice on Kiwisaver providers.